Chapter 13 Bankruptcy Lawyer Why An Initial Consultation Is Vital


If you're having difficulties in your financial situation, the answer could be to see a Chapter 13 bankruptcy lawyer. While there are other ways out of debt, for many people this is the final step in getting out from under the crushing weight. Setting up an initial consultation with an attorney is important. If necessary, you should do it several times with several different lawyers.

During this time you can share what you know about your situation, what you've tried in regards to paying back your debts, and what options you have for the future. Setting up appointments isn't the only step towards choosing a legal representative, but it is an important one.

Typically, a Chapter 13 bankruptcy lawyer will handle cases where the client wants to get out from under their obligations but doesn't want to give up their property in order to pay it. This is certainly understandable in situations where the person is living on the premises. The law provides for this exception in many circumstances, provided you meet the criteria. Of course, that isn't the only reason some will opt for 13 over 7. Others may not qualify for 7 because they make too much money. Regardless of the specific circumstances, however, going through this filing means you will agree to pay back at least some of the money over the next few years.

While the Internet has made it easy for people to research their own situation and find a good course of action, nothing can act as a substitute for seeing a Chapter 13 bankruptcy lawyer and talking over your case specifically. You'll want to find an attorney with experience and education who can listen to your circumstances and explain what options you have moving forward.

Many people are caught off guard by how many options they have. It isn't always all-or-nothing. There may be still opportunities for you to save your credit while still getting back on your feet. Of course, in some instances this will be impossible. An initial consultation will put you closer to determining exactly where you stand.

In the end, only you and your attorney will be able to decide how to move forward. Hiring a Chapter 13 bankruptcy lawyer has proven to be the best way to go for many thousands of people in the past, and it may very well be the answer to your problems. Take each step cautiously and explore each of your options thoroughly. If you do this and you have competent legal counsel, you'll be much more likely to find the right path to financial security.

By: aabadie